Debit Card Features

UChoose® Rewards

We want you to get the most out of your credit union membership. Now just by using your Finger Lakes FCU VISA Debit Card or Rewards Credit Card you will earn points that you can redeem for top name brand merchandise and more with every dollar you spend thanks to our new UChoose® Rewards program.

Earn points when you use your FLFCU card to make every day purchases. You can then accumulate points and redeem them for:

• Top name brand items
• Cash Back
• Products from your Amazon shopping cart
• And more

How much can I earn?

Earn 2 reward points for every $1 spent on signature based Debit purchases. Earn up to 3% in cash back or redeemable points with your Rewards Credit Card.

How it Works

If you already have a FLFCU VISA Debit Card or Rewards Credit Card, you will need to register for the UChoose® Rewards program. Registering for UChoose® Rewards is EASY! If you are using a PC, login to your online banking, click on “Manage Cards” at the top and follow the prompts. If you are using your mobile banking app, click on “Cards” at the bottom, then click “rewards” and accept the terms and conditions. That’s it! Now you are earning points for every dollar spent! 

Don't have a FLFCU VISA Rewards Credit Card? The time to apply for a FLFCU Rewards Credit Card is now. Need a FLFCU Debit Card? Contact us or stop by a branch near you. Combine the benefits of low rates with the perks of UChoose® Rewards.

Using Your UChoose® Rewards Points

To keep track of your points go to the UChoose® Rewards website accessible through the card management platform located within your online banking or the “cards” icon inside the mobile app. There you can check out current promotions that can earn you extra points and choose your rewards. Click here to login to your online banking today.

 

FLFCU’s Visa Debit and Credit cards include the security of EMV Chip Technology!

It's More Secure!

• Unlike cards only secured by magnetic strips, EMV Chip enabled cards are very difficult to duplicate, making your card even more protected.

It’s Easy To Use!

• More and more retailers are becoming equipped with EMV enabled terminals and as they make their conversions you and your Finger Lakes FCU EMV card will already be ready!
• Simply insert the card into the terminal and follow the instructions
• Depending on the retailer you may be prompted to input your PIN or authorize the transaction with a signature.

Visa Purchase Alerts

The more control you have over your finances, the more secure your money stays. We’d like to introduce you to a whole new functionality for your Finger Lakes FCU debit and credit cards. It has the power to keep you “in the know” about all the purchase activity on your cards. The best part? You are in complete control of which messages you receive and how your receive them.

You are in control because your Credit Union card is now optimized for Visa Purchase Alerts. This is a free, opt-in only service for our members. When you opt-in for Visa Purchase Alerts, you can choose to receive either email, SMS text message alerts, or both. 

Members can sign up for Visa Purchase alerts on Visa.com. Then, cardholders can establish certain alert triggers. Anytime a qualified transaction takes place that meets the cardholders’ parameters, he or she will receive an alert in the form of an email, SMS text message, or both in a matter of minutes. Triggers include:

• Individual transaction amount thresholds
• International transactions
• Card-absent transactions, such as telephone or online order

Benefits

Through Visa Purchase Alerts, cardholders have the ability to:

• Closely monitor their Visa credit, debit or prepaid accounts
• Check for unusual transaction activity and/or track spending levels immediately
• Take action at the first sign of potential fraud

Don’t wait! Keep your finances safe this holiday shopping season. You can enroll in Visa Purchase Alerts by setting up a secure account on the Visa website.